Our Services

 After establishing your financial plan, WealthTech develops an investment strategy individually tailored to work toward meeting your goals within your risk tolerance. Passive investments may include exchange-traded funds (ETFs) and broadly diversified mutual funds, which track the performance of various markets. Active investments can include more concentrated stock and bond portfolios managed by carefully selected investment managers. 

Investing in mutual funds involves risk, including possible loss of principal. Fund value will fluctuate with market conditions and it may not achieve its investment objective. 

The term “alternative investments” covers a range of investments that fall outside of traditional investments such as stocks, bonds, cash/cash equivalents, exchange-traded products, or mutual funds that invest in those asset classes. 

Alternative investments include hedge fund strategies (fundamental, relative value, and tactical trading strategies) and private market solutions (private credit, private equity, real estate, infrastructure, and real assets).

 Alternative investments historically have sought to provide investors with several potential investment advantages, including diversification, risk reduction, and performance and income enhancement. Changing financial markets demand an allocation strategy that incorporates more than just stocks, bonds, and cash. 

Alternative investments were once available exclusively to institutional investors and carry certain restrictions, including investment minimums and eligibility requirements. However, thanks to financial innovation and the growth of the alternative strategy marketplace, a growing number of alternative strategies are becoming available to individual investors like you.

 Alternative investments may not be suitable for all investors and involve special risks such as leveraging the investment, potential adverse market forces, regulatory changes and potentially illiquidity. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses. 

  Diversification is a fundamental strategy for managing investment risk. By spreading your investments across different asset classes—such as stocks, bonds, and real estate—you reduce exposure to any single market downturn. 

A well-diversified portfolio helps balance risk and reward, ensuring that poor performance in one area doesn’t significantly impact your overall returns. This approach is especially important during market volatility, providing stability and long-term growth potential. 

As a financial advisor, I help clients build diversified portfolios tailored to their goals and risk tolerance. If you’re unsure whether your portfolio is properly diversified, let’s discuss a strategy that fits you. 

 There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.​ 

 People often think of retirement in abstract terms – far away, undefined, difficult to envision. As a result, more people are unprepared to retire than ever before – according to the Insured Retirement Institute’s 2019 study, 45 percent of baby boomers haven’t put a single penny toward retirement savings. No matter where you are within your retirement savings journey, WealthTech can help put your retirement goals into better focus.